Since 1974, Vincent J.  Bono, J.D. the Founder of Federal Employee Advocates, has been helping federal employees build “Bullet-Proof Federal Retirements” though webinars, articles and internet portals. In the Summer of 2003, Federal Employee Advocates was asked to assess the federal retirement system and the various components of the TSP.

Much to their surprise, they found that the TSP Funds were not truly managed to maximize gains for the federal employees or minimize their losses.

They also found that federal employees were not being shown how to maximize their federal pension or social security incomes, nor were they being taught how to properly plan for their retirement.